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Free Oregon Tax Calculator

Calculate your 2026 Oregon take-home pay after progressive state tax (4.75%–9.9%), federal tax & FICA. No sales tax. No sign-up.

Last reviewed: January 2026 · Tax data verified against IRS Publication 15-T & state revenue departments

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How This Calculator Works

Oregon uses a progressive income tax system with four brackets ranging from 4.75% to 9.9% for 2026. The standard deduction is $2,830 (single) or $5,660 (married) — notably lower than most states. The top rate of 9.9% kicks in at $125,000 of taxable income for single filers, making it one of the easiest top brackets to reach.

On a $100,000 salary filing single, your Oregon state tax comes to roughly $7,300. That's steep — more than California on the same income. The low standard deduction means more of your income is subject to tax from the start.

But here's the trade-off: Oregon has no state sales tax. Zero. On a $50,000 annual spending habit, that's roughly $3,000–$4,000 you'd save compared to living in a high-sales-tax state like Tennessee (9.56%) or Louisiana. Whether Oregon works for you depends heavily on your spending vs. earning ratio.

On top of Oregon tax, you've got federal progressive brackets with the standard deduction, plus FICA at 7.65% combined. 401(k) contributions are extremely valuable in Oregon — at a 9.9% top rate, every pre-tax dollar saves you almost 10 cents in state tax. Oregon doesn't tax Social Security benefits. Property taxes average about 1.05%. Compare OR to other states.

How It's Calculated

Formula

OR State Tax = ∑(Bracket Income × Bracket Rate), brackets: 4.75%–9.9%, no sales tax

Step-by-Step

  1. 1Subtract OR standard deduction ($2,830 single / $5,660 married) from gross income
  2. 2Apply OR progressive brackets (4.75%–9.9%) to state taxable income
  3. 3Note: OR has no state sales tax — significant savings on spending
  4. 4Add federal tax (10%–37% progressive brackets) and FICA (7.65%)
  5. 5Sum all taxes and subtract from gross pay for net take-home

Example

$100,000 salary, single in OR: OR deduction $2,830. OR tax ≈ $7,300. Federal ≈ $11,670. FICA = $7,650. Net ≈ $73,380.

For detailed data sources and full methodology, see our Methodology & Data Sources page.

Key Rates & Data for 2026

OR Tax Brackets

4.75% – 9.9%

OR Standard Deduction (Single)

$2,830

OR Top Rate Threshold (Single)

$125,000

OR State Sales Tax

0%

OR Avg Property Tax Rate

~1.05%

Oregon Tax Calculator FAQ

How much is Oregon state income tax in 2026?

Oregon has a progressive income tax with brackets from 4.75% to 9.9%, making it one of the highest top rates in the nation. The top rate of 9.9% applies above $125,000 in taxable income for single filers. For a $75K single filer, the effective rate is roughly 7.5% after the $2,605 standard deduction. Only California (13.3%) has a higher top rate among states with broad-based income taxes.

Does Oregon have a sales tax?

No! Oregon is one of only five states with no state sales tax (Delaware, Montana, New Hampshire, and Alaska are the others). This is a huge advantage that partially offsets the high income tax. On $40,000 in annual spending, you'd save roughly $2,800-3,600 compared to living in a state with a 7-9% sales tax. When comparing Oregon to other states, you must factor this in.

What is the Oregon standard deduction for 2026?

$2,605 for single filers, $5,210 for married filing jointly, and $5,210 for head of household. Oregon's standard deduction is notably low compared to other states. However, Oregon also offers a personal exemption credit of $236 per person (which reduces your tax bill directly rather than your taxable income), and federal tax is deductible on the Oregon return for some filers.

Does Oregon tax Social Security benefits?

No. Oregon does not tax Social Security benefits. However, most other retirement income — including 401(k) withdrawals, IRA distributions, and pensions — is fully taxable at rates up to 9.9%. For retirees with large retirement account balances, Oregon can be expensive. The lack of sales tax helps, but it doesn't offset the high income tax on retirement distributions.

What is the Oregon kicker refund?

Oregon has a unique 'kicker' law: if state revenue collections exceed projections by more than 2%, the surplus is refunded to taxpayers. The refund is a percentage of your prior year's tax liability. In recent years, kickers have ranged from 1-5% of state tax paid. It's not guaranteed every year, but when it happens, it's a nice bonus. Think of it as a retroactive tax cut when the state collects too much.

How does Oregon's overall tax burden compare?

Oregon's overall burden depends heavily on your income and spending patterns. High earners pay a lot in income tax (up to 9.9%), but the lack of sales tax saves thousands per year. For a $75K earner spending $40K annually, Oregon's income tax (~$5,200) minus sales tax savings (~$3,000) makes the effective burden comparable to a state charging around 3% income tax with 7.5% sales tax. Property taxes are moderate at about 0.90%. Oregon is expensive for high earners but reasonable for moderate earners who spend carefully.

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Compare with Other States

Illinois(4.95%)Texas(0%)Florida(0%)California(1%–13.3%)New York(4%–10.9%)Georgia(5.49%)Virginia(2%–5.75%)North Carolina(4.5%)Pennsylvania(3.07%)Ohio(0%–3.99%)Michigan(4.25%)New Jersey(1.4%–10.75%)Colorado(4.4%)Arizona(2.5%)Washington(0%)Massachusetts(5%/9%)Indiana(3.05%)Tennessee(0%)Missouri(2%–4.8%)Maryland(2%–5.75%)Wisconsin(3.54%–7.65%)Minnesota(5.35%–9.85%)All State Comparisons →

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